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March 28, 2024
P3P FAQ
What is a cookie?
How do I know if I have IE6?
How does P3P relate to other Fairstone Privacy Policies?
How does P3P define first-party and third-party Web sites?
 
 
Q.   What is a cookie?
A.  A cookie is information in a small text file stored on your computer. There are several types of cookies, and you can choose whether to allow some, none, or all of them to be saved on your computer. If you do not allow cookies at all, you may not be able to view some Web sites or take advantage of customization features such as online banking, online applications, local news and weather or stock quotes.
Q.  How are cookies used?
A.  A cookie is a text-only string or file created by an Internet site to store information in the memory of your browser, such as your preferences when visiting that site. For example, if you inquire about a specific loan product on a financial Web site, the site may create a cookie that contains your selection of the loan type in which you are interested. Or it may only contain a record of the pages you looked at within the site you visited, to help the site customize the view for you the next time you visit.
Cookies can also store personally identifiable information you voluntarily provide. Personally identifiable information is information that can be used to identify or contact you, such as your name, e-mail address, home or work address or telephone number. However, a Web site only has access to the personally identifiable information you provide. For example, a Web site cannot determine your e-mail name unless you provide it. Also, a Web site cannot gain access to other information on your computer.
Once a cookie is saved on your computer, only the Web site that created the cookie can read it.
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Q.  How do I know if I have IE6?
A.  If you use Microsoft's Internet Explorer and are not sure which version you have, follow the steps below:
1.    In Internet Explorer, click on the Help menu
2.    Select About Internet Explorer
3.    Read the version number located on the first line. If the version number says 6.0, then you have IE6.
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Q.  How does P3P relate to other Fairstone Privacy Policies?
A.  Fairstone’s official and only legally binding Privacy Policy is the one we display on our Web site . http://www.FairstoneSolutions.ca. P3P is a new technology privacy tool that holds real promise for giving Internet users more control over their information and Internet usage. Therefore Citigroup, like many other companies, is working to ensure that these types of tools evolve to meet customer's needs and that our sites are upgraded to work well with these tools.
In this initial stage some problems are likely to occur because of the complexity of the P3P definitions and the newness of the technology, which is currently under development by its creators, the World Wide Web Consortium (W3C). P3P has not reached a standard state of acceptance, nor has it been used in a broad-based consumer application until IE6. In addition, the rigidity of P3P’s current definition of first-party and third-party Web sites presents a special problem for larger companies like Fairstone, which consists of a family of affiliated companies whose sites are linked.
A.   Privacy Policy Fairstone’s official and only legally binding is the one we display on our Web site . http://www.FairstoneSolutions.ca. P3P is a new technology privacy tool that holds real promise for giving Internet users more control over their information and Internet usage. Therefore Citigroup, like many other companies, is working to ensure that these types of tools evolve to meet customer's needs and that our sites are upgraded to work well with these tools.
In this initial stage some problems are likely to occur because of the complexity of the P3P definitions and the newness of the technology, which is currently under development by its creators, the World Wide Web Consortium (W3C). P3P has not reached a standard state of acceptance, nor has it been used in a broad-based consumer application until IE6. In addition, the rigidity of P3P’s current definition of first-party and third-party Web sites presents a special problem for larger companies like Fairstone, which consists of a family of affiliated companies whose sites are linked.
A.  Fairstone’s official and only legally binding Privacy Policy is the one we display on our Web site . http://www.FairstoneSolutions.ca. P3P is a new technology privacy tool that holds real promise for giving Internet users more control over their information and Internet usage. Therefore Citigroup, like many other companies, is working to ensure that these types of tools evolve to meet customer's needs and that our sites are upgraded to work well with these tools.
In this initial stage some problems are likely to occur because of the complexity of the P3P definitions and the newness of the technology, which is currently under development by its creators, the World Wide Web Consortium (W3C). P3P has not reached a standard state of acceptance, nor has it been used in a broad-based consumer application until IE6. In addition, the rigidity of P3P’s current definition of first-party and third-party Web sites presents a special problem for larger companies like Fairstone, which consists of a family of affiliated companies whose sites are linked.
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Q. How does P3P define first-party and third-party Web sites?
A.   While there are many positive aspects to the P3P privacy tool, the rigid definition of first-party and third-party sites may create serious problems for users and site sponsors.
According to the P3P specification as published by the World Wide Web Consortium (and consistent with privacy laws and the common understanding of Internet users) first-party and third-party Web sites are defined as follows:
First-party sites are those owned or controlled in common by one company. However, in IE6 release, the P3P software looks for an exact match on minimal domain name before it will classify sites as first-party sites with regard to each other. For example, while most users would think of www.citifinancial.com and www.citifinancial.ca to be first-party sites, IE6 considers them to be third-party sites with respect to each other.
Since many companies use different domain names, different servers to enhance performance and third-party proprietary content to enrich sites, P3P, in its current form, may lead to blocking or changing cookies set by what it perceives as "third parties". However, the user or site sponsor would never expect or want to be treated as "third-party" cookies. This is one reason users may choose to designate certain trusted sites as "Preferred Sites" where all cookies will be accepted.
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For More Information on P3P, visit the World Wide Web Consortium at www.w3c.org
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